/* ======================================================
   Excelergy Base Styles
   VERSION: v2026-FINTECH-THEMED-80
   Default theme: B (light + electric blue).
   Dark theme A activates when <html data-theme="dark">.
   ====================================================== */

:root {
  /* ─── Theme B: light + electric blue (default) ─── */
  --bg: #ffffff;
  --bg-soft: #f5f8fb;
  --card: rgba(255, 255, 255, 0.92);
  --card-solid: #ffffff;
  --border: #dee7ef;
  --border-strong: #b9c8d6;
  --text: #010E26;
  --muted: #5a6378;
  --primary: #014BC1;
  --primary-dark: #013592;
  --primary-soft: #e0ecfb;
  --accent: #00C4F0;
  --accent-soft: #d4f3fb;
  --topbar-bg: rgba(255, 255, 255, 0.85);
  --topbar-border: rgba(184, 200, 218, 0.85);
  --nav-pill-bg: #eef4fa;
  --table-head-bg: #f5f8fb;
  --table-head-text: #5a6378;
  --table-row-hover: #f5f8fb;
  --group-row-bg: #e0ecfb;
  --group-row-text: #010E26;
  --group-row-border: #b9c8d6;
  --group-hover-bg: #d4f3fb;
  --hero-glow: rgba(0, 196, 240, 0.10);
  --tile-glow: rgba(0, 196, 240, 0.10);
  --focus-ring: rgba(1, 75, 193, 0.18);
  --primary-shadow: 0 8px 18px rgba(1, 75, 193, 0.30);
  --shadow: 0 16px 36px rgba(1, 14, 38, 0.10);
  --shadow-soft: 0 4px 14px rgba(1, 14, 38, 0.06);
  --radius: 22px;
  /* Pill / tag colours (overridden in dark mode for contrast) */
  --tag-text: var(--primary-dark);
  /* Wealth chart palette (read by JS at render time) */
  --chart-grid:    #e5e7eb;
  --chart-axis:    #5a6378;
  --chart-bg:      #ffffff;
  --chart-pension: #014BC1;
  --chart-isa:     #00C4F0;
  --chart-cash:    #16a34a;
  --chart-spend:   #f97316;
}

/* ─── Theme A: dark mode (logo-native) ─── */
:root[data-theme="dark"] {
  --bg: #000713;
  --bg-soft: #011330;
  --card: rgba(1, 19, 48, 0.92);
  --card-solid: #011330;
  --border: #013592;
  --border-strong: #014BC1;
  --text: #ecf1f8;
  --muted: #7b8aa8;
  --primary: #017FEE;
  --primary-dark: #014BC1;
  --primary-soft: rgba(1, 127, 238, 0.20);
  --accent: #00C4F0;
  --accent-soft: rgba(0, 196, 240, 0.18);
  --topbar-bg: rgba(0, 7, 19, 0.85);
  --topbar-border: rgba(1, 53, 146, 0.55);
  --nav-pill-bg: rgba(1, 19, 48, 0.7);
  --table-head-bg: rgba(1, 53, 146, 0.30);
  --table-head-text: #7b8aa8;
  --table-row-hover: rgba(1, 127, 238, 0.10);
  --group-row-bg: rgba(1, 53, 146, 0.55);
  --group-row-text: #ecf1f8;
  --group-row-border: #014BC1;
  --group-hover-bg: rgba(0, 196, 240, 0.18);
  --hero-glow: rgba(0, 196, 240, 0.10);
  --tile-glow: rgba(0, 196, 240, 0.12);
  --focus-ring: rgba(1, 127, 238, 0.40);
  --primary-shadow: 0 8px 18px rgba(0, 196, 240, 0.30);
  --shadow: 0 16px 36px rgba(0, 0, 0, 0.55);
  --shadow-soft: 0 4px 14px rgba(0, 0, 0, 0.40);
  --tag-text: var(--accent);
  --chart-grid:    rgba(1, 53, 146, 0.45);
  --chart-axis:    #b9c7e0;
  --chart-bg:      #011330;
  --chart-pension: #017FEE;
  --chart-isa:     #00C4F0;
  --chart-cash:    #4ade80;
  --chart-spend:   #fb923c;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;background:radial-gradient(circle at top right,var(--hero-glow),transparent 28rem),var(--bg);color:var(--text);min-height:100vh;transition:background .18s ease,color .18s ease}button,input,select{font:inherit}
.topbar{position:sticky;top:0;z-index:20;min-height:68px;background:var(--topbar-bg);border-bottom:1px solid var(--topbar-border);backdrop-filter:blur(18px);display:flex;align-items:center;justify-content:space-between;padding:0 28px}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:18px;letter-spacing:-.02em;color:var(--text)}.brand-mark{display:block;width:34px;height:34px;flex-shrink:0;border-radius:12px;box-shadow:var(--shadow-soft)}.brand-suffix{font-size:12px;font-weight:600;color:var(--muted);letter-spacing:.02em;margin-left:2px}.topbar-nav{display:flex;gap:8px;background:var(--nav-pill-bg);padding:5px;border-radius:999px;border:1px solid var(--border)}.topbar-nav a{font-size:13px;font-weight:700;color:var(--muted);text-decoration:none;padding:9px 14px;border-radius:999px}.topbar-nav a.active,.topbar-nav a:hover{color:var(--text);background:var(--card-solid);box-shadow:var(--shadow-soft)}
/* Top-right cluster: feedback + theme-toggle grouped together so they sit
 * visually paired at the far right of the topbar, regardless of justify-content
 * distribution on the parent. */
.topbar-actions{display:inline-flex;align-items:center;gap:6px;flex-shrink:0}
.theme-toggle,.feedback-link{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;margin:0;border-radius:999px;background:transparent;border:1px solid var(--border);color:var(--text);cursor:pointer;transition:background .15s,border-color .15s,color .15s;padding:0;flex-shrink:0;text-decoration:none}
.theme-toggle:hover,.feedback-link:hover{background:var(--bg-soft);border-color:var(--border-strong)}
.theme-toggle:hover{background:var(--bg-soft);border-color:var(--border-strong);color:var(--primary)}
.theme-toggle:focus{outline:2px solid var(--primary);outline-offset:2px}
.theme-toggle .icon-dark{display:none}.theme-toggle .icon-light{display:block}
:root[data-theme="dark"] .theme-toggle .icon-light{display:none}
:root[data-theme="dark"] .theme-toggle .icon-dark{display:block}
.hero{max-width:1520px;margin:22px auto 0;padding:28px;display:flex;justify-content:space-between;align-items:flex-end;gap:20px}.eyebrow{margin:0 0 8px;color:var(--primary);font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.hero h1{max-width:860px;margin:0;font-size:clamp(30px,4vw,54px);line-height:1.02;letter-spacing:-.055em}.hero-copy{max-width:660px;color:var(--muted);font-size:16px;margin:14px 0 0}.hero-actions{display:flex;align-items:center;gap:10px;flex-wrap:wrap}.secondary-link{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:0 14px;border-radius:12px;background:var(--card-solid);border:1px solid var(--border);color:var(--text);font-weight:700;font-size:13px;text-decoration:none;box-shadow:var(--shadow-soft)}
.dashboard{max-width:1520px;margin:0 auto;display:grid;grid-template-columns:minmax(360px,430px) minmax(0,1fr);gap:22px;padding:0 28px 28px;align-items:start}.kpi-panel{position:sticky;top:90px;align-self:start;background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:14px;box-shadow:var(--shadow);backdrop-filter:blur(16px);z-index:50}.control-form{display:flex;flex-direction:column;gap:12px}.form-card{background:var(--bg-soft);border:1px solid var(--border);border-radius:18px;padding:14px}.accent-card{background:linear-gradient(135deg,var(--primary-soft),var(--card-solid));border-color:var(--border)}.control-form h3,.panel h3{font-size:12px;font-weight:800;letter-spacing:.08em;color:var(--muted);margin:0 0 10px;text-transform:uppercase}
/* 4-col grid for multi-input rows.
 *   Pattern A: label / input / label / input  (e.g. Current age + Retirement age)
 *   Pattern B: label / balance / monthly / growth%  (e.g. Pension uncryst row, ISAs)
 * Uniform 90px inputs across all data columns: same width regardless of unit,
 * so left edges align as cleanly as right edges (no "staircase" effect).
 * 90px fits 7-digit values like £1,000,000 with breathing room.
 * Headers row above (.row.headers) labels the columns.
 * Single-input rows must use .row.split (NOT .row) so they right-align cleanly. */
.row{display:grid;grid-template-columns:minmax(0,1fr) 90px 90px 90px;gap:10px;align-items:center;font-size:12px;margin-top:7px}
/* 2-col grid: label flexes, input is fixed 90px and right-aligned to the same
 * right edge as col-4 inputs in .row above, so the form has consistent edges.
 * Select rows opt in to a wider col 2 via `.has-select` because dropdowns need
 * room for their longest option text (e.g. "Crystallise Pension", "External
 * (one-off)"). Numeric inputs keep their 90px width regardless. */
.row.split{grid-template-columns:minmax(120px,1fr) 90px}
.row.split.has-select{grid-template-columns:minmax(80px,1fr) 180px}
.row.split > input[type="number"],.row.split > input[type="text"]{justify-self:end;width:100%;max-width:90px}
.row.split > select{width:100%;justify-self:end}
.row.pair{grid-template-columns:minmax(90px,auto) 80px 1fr auto 120px;gap:8px}.row.headers{font-size:10px;font-weight:800;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}.row input,.row select{width:100%;min-height:36px;padding:8px 10px;font-size:12px;border-radius:12px;border:1px solid var(--border-strong);background:var(--card-solid);color:var(--text);text-align:right;outline:none;transition:border-color .15s ease,box-shadow .15s ease,background .15s ease}.row select{text-align:left}.row input:focus,.row select:focus{border-color:var(--primary);box-shadow:0 0 0 4px var(--focus-ring)}
button,.primary{min-height:40px;padding:0 16px;font-size:13px;font-weight:800;border-radius:12px;border:none;cursor:pointer;white-space:nowrap;display:inline-flex;align-items:center;justify-content:center;text-decoration:none}.primary{background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:#fff;box-shadow:var(--primary-shadow)}.primary:hover{filter:brightness(1.08);transform:translateY(-1px)}.scenario-actions,.row.buttons{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}.scenario-actions button,.row.buttons button{flex:1 1 105px}
.build-stamp{display:inline-block;margin-left:10px;padding:2px 8px;border-radius:999px;background:var(--bg-soft);border:1px solid var(--border);color:var(--muted);font-size:10px;font-family:ui-monospace,Menlo,monospace;letter-spacing:.04em;vertical-align:middle}
@media print{.build-stamp{display:none}}
main{display:flex;flex-direction:column;gap:20px;min-width:0}.scenario-tiles{display:grid;grid-template-columns:repeat(5,minmax(150px,1fr));gap:14px}.panel{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow-soft);backdrop-filter:blur(16px)}.panel.tile{min-height:132px;display:flex;flex-direction:column;justify-content:space-between;overflow:hidden;position:relative}.panel.tile::after{content:"";position:absolute;inset:auto -30px -45px auto;width:110px;height:110px;border-radius:999px;background:var(--tile-glow)}.tile-label{width:fit-content;font-size:10px;font-weight:800;color:var(--tag-text);background:var(--accent-soft);padding:5px 8px;border-radius:999px;text-transform:uppercase;letter-spacing:.08em}.panel.tile h3{font-size:12px;color:var(--muted);margin:14px 0 6px}.panel.tile div{font-size:clamp(20px,2vw,28px);font-weight:850;letter-spacing:-.04em}.section-title{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;margin-bottom:14px}.section-title h3{margin:0;color:var(--text);font-size:18px;letter-spacing:-.02em;text-transform:none}.table-scroll{max-height:560px;overflow:auto;border:1px solid var(--border);border-radius:16px;background:var(--card-solid)}table{width:100%;border-collapse:separate;border-spacing:0;font-size:12px}th,td{padding:10px 9px;text-align:right;border-bottom:1px solid var(--border);white-space:nowrap}thead th{position:sticky;top:0;z-index:2;background:var(--table-head-bg);color:var(--table-head-text);font-weight:800;font-size:11px;text-transform:uppercase;letter-spacing:.04em}tbody tr:hover{background:var(--table-row-hover)}th:first-child,td:first-child{text-align:left;position:sticky;left:0;z-index:1;background:inherit;font-weight:800}thead th:first-child{z-index:3;background:var(--table-head-bg)}.footer{text-align:center;font-size:12px;color:var(--muted);padding:18px}#eventList{color:var(--muted);font-size:13px;line-height:1.6}.warning-box{margin-top:14px;display:flex;flex-direction:column;gap:6px}.warning-box:empty{display:none}.warning{background:#fef3c7;border:1px solid #fcd34d;color:#7c2d12;padding:8px 12px;border-radius:10px;font-size:12px;line-height:1.4}

/* Warnings tray at the top of the form. Collapsed by default so it doesn't
 * dominate the form when there are warnings; shows a count badge so users
 * can't miss that something needs attention. Click to expand the full list. */
.warnings-tray{background:#fef3c7;border:1px solid #fcd34d;border-radius:12px;margin-bottom:12px;overflow:hidden}
.warnings-tray[hidden]{display:none}
.warnings-tray-toggle{width:100%;display:flex;align-items:center;gap:8px;background:transparent;border:none;color:#7c2d12;font-weight:700;cursor:pointer;padding:9px 14px;text-align:left;font-size:13px;min-height:0}
.warnings-tray-toggle:hover{background:rgba(252,211,77,.25)}
.warnings-tray-icon{font-size:14px;line-height:1}
.warnings-tray-count{background:#f97316;color:#fff;border-radius:999px;padding:2px 9px;font-size:11px;font-weight:800;min-width:24px;text-align:center}
.warnings-tray-label{font-size:12px;font-weight:600}
.warnings-tray-caret{margin-left:auto;font-size:12px;transition:transform .15s ease;display:inline-block;line-height:1}
.warnings-tray-toggle[aria-expanded="true"] .warnings-tray-caret{transform:rotate(180deg)}
.warnings-tray-list{border-top:1px solid #fcd34d;padding:6px 14px 10px;background:rgba(254,243,199,.6)}
.warnings-tray-list[hidden]{display:none}
.warnings-tray-list .warning{background:transparent;border:none;border-top:1px solid #fde68a;border-radius:0;padding:8px 0;margin:0}
.warnings-tray-list .warning:first-child{border-top:0;padding-top:4px}
.tax-badge{display:inline-flex;align-items:center;height:22px;padding:0 10px;margin-left:8px;background:var(--primary-soft);color:var(--primary);font-size:11px;font-weight:800;letter-spacing:.04em;border-radius:999px;text-transform:uppercase;cursor:pointer;border:1px solid transparent;transition:background .12s,border-color .12s}
.tax-badge:hover,.tax-badge:focus{background:var(--accent-soft);border-color:var(--primary);outline:none}

/* Tax-year values popover. Built dynamically by app.js when the .tax-badge is
 * clicked. Shows every figure Excelergy uses for the current tax year, sourced
 * from window.ExcelergyConfig - the single source of truth. */
.tax-year-panel{position:absolute;display:none;z-index:200;width:340px;max-width:calc(100vw - 16px);background:var(--card-solid);border:1px solid var(--border);border-radius:14px;padding:16px 18px;box-shadow:0 12px 40px rgba(0,0,0,.18);font-size:12px;color:var(--text);line-height:1.5}
.tax-year-panel.open{display:block}
.tax-year-panel-head{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:6px}
.tax-year-panel-head strong{font-size:14px;letter-spacing:-.01em;color:var(--text)}
.tax-year-panel-close{background:transparent;border:none;font-size:20px;line-height:1;color:var(--muted);cursor:pointer;padding:0;width:24px;height:24px;border-radius:6px}
.tax-year-panel-close:hover{color:var(--text);background:var(--bg-soft)}
.tax-year-panel-lead{margin:0 0 10px;font-size:11px;color:var(--muted);line-height:1.4}
.tax-year-panel-lead a{color:var(--primary);font-weight:600}
.tax-year-panel-list{margin:0;padding:0}
.tax-year-panel-list dt{font-size:10px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-top:10px;padding-top:8px;border-top:1px solid var(--border)}
.tax-year-panel-list dt:first-of-type{margin-top:0;padding-top:0;border-top:0}
.tax-year-panel-list dd{margin:4px 0 0;display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.tax-year-panel-list dd .lbl{color:var(--text)}
.tax-year-panel-list dd .val{color:var(--text);font-weight:700;text-align:right;white-space:nowrap}
.tax-year-panel-list dd .val small{font-weight:500;color:var(--muted);font-size:10px}
label.with-help{display:inline-flex;align-items:center;gap:5px}
.help{width:16px;height:16px;min-width:16px;min-height:16px;border-radius:50%;background:var(--accent-soft);color:var(--primary-dark);border:none;font-family:Georgia,serif;font-size:11px;font-weight:700;font-style:italic;line-height:1;cursor:help;padding:0;display:inline-flex;align-items:center;justify-content:center;vertical-align:middle;position:relative;flex-shrink:0;box-sizing:border-box;transition:background .12s,color .12s}
.help:hover,.help:focus{background:var(--primary);color:#fff;outline:none}
.help::after{content:attr(data-tip);position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%);background:#1e293b;color:#fff;padding:8px 12px;border-radius:8px;font-size:11px;font-weight:500;font-style:normal;white-space:normal;width:max-content;max-width:260px;text-align:left;z-index:100;pointer-events:none;line-height:1.5;box-shadow:0 6px 20px rgba(0,0,0,.25);opacity:0;visibility:hidden;transition:opacity .15s,visibility .15s}
.help::before{content:'';position:absolute;bottom:calc(100% + 2px);left:50%;transform:translateX(-50%);border:6px solid transparent;border-top-color:#1e293b;z-index:100;opacity:0;visibility:hidden;transition:opacity .15s,visibility .15s}
.help:hover::after,.help:focus::after,.help.active::after,.help:hover::before,.help:focus::before,.help.active::before{opacity:1;visibility:visible}

/* Providers section (planner compact + FAQ full share these classes) */
.providers{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:18px 22px;box-shadow:var(--shadow-soft)}
.providers-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:6px}
.providers-head h3{margin:0;font-size:14px;letter-spacing:-.01em;color:var(--text);text-transform:none;font-weight:700}
.providers-disclosure{font-size:11px;color:var(--muted);margin:0}
.providers-disclosure strong{color:#7c2d12}
.providers-intro{font-size:13px;color:var(--muted);margin:8px 0 16px;line-height:1.55}
.providers-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}
.provider-card{border:1px solid var(--border);border-radius:14px;padding:14px;background:var(--bg-soft);display:flex;flex-direction:column;gap:6px;transition:border-color .12s,box-shadow .12s;text-decoration:none;color:inherit}
.provider-card:hover{border-color:var(--border-strong);box-shadow:var(--shadow-soft)}
.provider-card h4{margin:2px 0 0;font-size:13px;letter-spacing:-.01em;color:var(--text);font-weight:800}
.provider-card .provider-tag{align-self:flex-start;font-size:10px;font-weight:800;color:var(--tag-text);background:var(--accent-soft);padding:3px 8px;border-radius:999px;text-transform:uppercase;letter-spacing:.06em}
.provider-card p{margin:2px 0 0;font-size:12px;line-height:1.45;color:var(--text)}
.provider-card .provider-meta{font-size:11px;color:var(--muted);margin-top:2px}
.provider-card .cta{align-self:flex-start;margin-top:auto;font-size:12px;font-weight:700;color:var(--primary);padding-top:6px}
.provider-card:hover .cta{text-decoration:underline}
.provider-card .cta::after{content:' →';font-weight:600}
.providers-footer{border-top:1px solid var(--border);margin-top:14px;padding-top:10px;font-size:11px;color:var(--muted);line-height:1.5}
.providers-footer .risk{color:#7c2d12;font-weight:600}
.providers-more{font-size:12px;font-weight:700;color:var(--primary);text-decoration:none}
.providers-more:hover{text-decoration:underline}
.providers-more::after{content:' →'}
.articles{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:18px 22px;box-shadow:var(--shadow-soft);margin-top:14px}
.articles-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:6px}
.articles-head h3{margin:0;font-size:14px;letter-spacing:-.01em;color:var(--text);text-transform:none;font-weight:700}
.articles-intro{font-size:13px;color:var(--muted);margin:8px 0 16px;line-height:1.55}
.articles-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}
.article-card{border:1px solid var(--border);border-radius:14px;padding:14px;background:var(--bg-soft);display:flex;flex-direction:column;gap:6px;transition:border-color .12s,box-shadow .12s;text-decoration:none;color:inherit}
.article-card:hover{border-color:var(--border-strong);box-shadow:var(--shadow-soft)}
.article-card h4{margin:2px 0 0;font-size:13px;letter-spacing:-.01em;color:var(--text);font-weight:800;line-height:1.35}
.article-card .article-tag{align-self:flex-start;font-size:10px;font-weight:800;color:var(--tag-text);background:var(--accent-soft);padding:3px 8px;border-radius:999px;text-transform:uppercase;letter-spacing:.06em}
.article-card p{margin:2px 0 0;font-size:12px;line-height:1.45;color:var(--text)}
.article-card .article-meta{font-size:11px;color:var(--muted);margin-top:2px}
.article-card .cta{align-self:flex-start;margin-top:auto;font-size:12px;font-weight:700;color:var(--primary);padding-top:6px}
.article-card:hover .cta{text-decoration:underline}
.article-card .cta::after{content:' →';font-weight:600}
.articles-more{font-size:12px;font-weight:700;color:var(--primary);text-decoration:none}
.articles-more:hover{text-decoration:underline}
.articles-more::after{content:' →'}
.ledger-hint{font-size:11px;color:var(--muted);margin:4px 0 8px}
.onboarding-panel{position:relative;background:linear-gradient(135deg,var(--primary-soft),var(--card-solid));border:1px solid var(--border-strong);padding:22px 26px;margin-bottom:20px;display:flex;flex-direction:column;gap:6px}
.onboarding-panel[hidden]{display:none}
.onboarding-panel .onboarding-icon{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:12px;background:var(--primary);color:#fff;margin-bottom:6px;box-shadow:var(--primary-shadow)}
.onboarding-panel .eyebrow{margin:0;color:var(--primary);font-size:11px}
.onboarding-panel h3{margin:2px 0 6px;font-size:22px;letter-spacing:-.025em;text-transform:none;color:var(--text);font-weight:800}
.onboarding-panel p{margin:0 0 12px;color:var(--muted);font-size:14px;line-height:1.5;max-width:540px}
.onboarding-panel .onboarding-actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:4px}
.onboarding-dismiss{position:absolute;top:12px;right:12px;background:transparent;border:0;font-size:24px;line-height:1;cursor:pointer;color:var(--muted);padding:4px 10px;border-radius:8px;transition:background .12s,color .12s;min-height:32px}
.onboarding-dismiss:hover{color:var(--text);background:var(--bg-soft)}
@media print{.onboarding-panel{display:none!important}}
.display-mode{display:inline-flex;align-items:center;gap:4px;padding:3px;background:var(--nav-pill-bg);border:1px solid var(--border);border-radius:999px}
.display-mode input[type="radio"]{position:absolute;opacity:0;pointer-events:none;width:0;height:0}
.display-mode label{font-size:11px;font-weight:700;padding:6px 12px;border-radius:999px;cursor:pointer;color:var(--muted);transition:background .15s,color .15s,box-shadow .15s;letter-spacing:.02em;white-space:nowrap}
.display-mode input:focus-visible+label{outline:2px solid var(--primary);outline-offset:2px}
.display-mode input:checked+label{background:var(--card-solid);color:var(--text);box-shadow:var(--shadow-soft)}
.display-mode .help{margin-left:4px;margin-right:4px}
.chart-controls{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.compare-with{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:700;color:var(--muted);letter-spacing:.02em}
.compare-with label{white-space:nowrap}
.compare-with select{font-size:12px;padding:4px 8px;border:1px solid var(--border);border-radius:8px;background:var(--card-solid);color:var(--text);font-weight:600}
.compare-with .help{margin-left:2px}
.band-toggle{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:700;color:var(--muted);letter-spacing:.02em;cursor:pointer}
.band-toggle input[type="checkbox"]{accent-color:var(--primary);cursor:pointer}
.band-toggle .help{margin-left:2px}
.whatif-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}
@media(max-width:760px){.whatif-strip{grid-template-columns:1fr}}
.whatif-card{border:1px solid var(--border);border-radius:12px;padding:10px 14px;background:var(--bg-soft);display:flex;flex-direction:column;gap:2px}
.whatif-card .whatif-label{margin:0;font-size:11px;font-weight:700;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}
.whatif-card .whatif-delta{margin:0;font-size:18px;font-weight:800;color:var(--text);letter-spacing:-.02em}
.whatif-card .whatif-delta.positive{color:var(--primary)}
.whatif-card .whatif-delta.negative{color:#dc2626}

/* Keyboard shortcuts overlay */
.shortcuts-overlay{position:fixed;inset:0;z-index:11000;background:rgba(0,0,0,0.45);display:flex;align-items:center;justify-content:center;padding:20px}
.shortcuts-overlay[hidden]{display:none}
.shortcuts-card{background:var(--card-solid);border-radius:14px;box-shadow:0 24px 60px rgba(0,0,0,0.35);max-width:440px;width:100%;padding:24px 28px}
.shortcuts-card h2{margin:0 0 14px;font-size:18px;color:var(--text);letter-spacing:-0.02em}
.shortcuts-list{margin:0 0 14px;display:flex;flex-direction:column;gap:8px}
.shortcuts-list>div{display:flex;align-items:center;gap:16px;padding:6px 0;border-bottom:1px solid var(--border)}
.shortcuts-list>div:last-child{border-bottom:0}
.shortcuts-list dt{flex:0 0 110px;margin:0;font-weight:700}
.shortcuts-list dd{flex:1;margin:0;font-size:13px;color:var(--text)}
.shortcuts-list kbd{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:12px;font-weight:700;padding:2px 8px;border:1px solid var(--border-strong);border-bottom-width:2px;border-radius:6px;background:var(--bg-soft);color:var(--text);margin-right:4px}
.shortcuts-hint{margin:0 0 16px;font-size:12px;color:var(--muted);font-style:italic}
.shortcuts-actions{display:flex;justify-content:flex-end}

/* Inline input validation: red border for invalid number inputs */
.control-form input[type="number"]:invalid{border-color:#dc2626;background:#fee2e2}
[data-theme="dark"] .control-form input[type="number"]:invalid{background:#3f1818}

/* Planning-mode toggle (Spending card: Income needed vs Drawdown rate) */
.planning-mode{display:flex;align-items:center;gap:6px;flex-wrap:wrap;margin-bottom:8px;padding:4px;background:var(--nav-pill-bg);border:1px solid var(--border);border-radius:999px}
.planning-mode-label{font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding:4px 6px 4px 10px}
.planning-mode input[type="radio"]{position:absolute;opacity:0;pointer-events:none;width:0;height:0}
.planning-mode label{font-size:11px;font-weight:700;padding:6px 12px;border-radius:999px;cursor:pointer;color:var(--muted);transition:background .15s,color .15s,box-shadow .15s;white-space:nowrap}
.planning-mode input:focus-visible+label{outline:2px solid var(--primary);outline-offset:2px}
.planning-mode input:checked+label{background:var(--card-solid);color:var(--text);box-shadow:var(--shadow-soft)}
.planning-mode .help{margin-left:auto;margin-right:6px}

/* Form mode (Simple ↔ Advanced) - same pill pattern as .planning-mode/.display-mode.
 * Sits at the top of the Scenario card. Toggles body.simple-mode globally.
 * Per-scenario data is always the full schema; the mode only controls visibility. */
.form-mode{display:flex;align-items:center;gap:6px;flex-wrap:wrap;margin-bottom:10px;padding:4px;background:var(--nav-pill-bg);border:1px solid var(--border);border-radius:999px}
.form-mode-label{font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding:4px 6px 4px 10px}
.form-mode input[type="radio"]{position:absolute;opacity:0;pointer-events:none;width:0;height:0}
.form-mode label{font-size:11px;font-weight:700;padding:6px 12px;border-radius:999px;cursor:pointer;color:var(--muted);transition:background .15s,color .15s,box-shadow .15s;white-space:nowrap}
.form-mode input:focus-visible+label{outline:2px solid var(--primary);outline-offset:2px}
.form-mode input:checked+label{background:var(--card-solid);color:var(--text);box-shadow:var(--shadow-soft)}
.form-mode .help{margin-left:auto;margin-right:6px}

/* Mode-driven visibility. !important wins over inline [hidden] and other display rules
 * so we never accidentally show an advanced row in simple mode (or vice versa). */
body.simple-mode [data-mode="advanced"]{display:none !important}
body:not(.simple-mode) [data-mode="simple-only"]{display:none !important}

/* Goal-seek (reverse calculation) panel. Sits inside the Spending card under
 * the "Annual income needed" input. One click runs a bisection over monthly
 * pension contribution and shows the answer inline. */
.reverse-calc{margin-top:10px;padding:10px 0 0;border-top:1px dashed var(--border)}
.reverse-calc .secondary-button{width:100%;min-height:32px;font-size:12px}
.reverse-calc-hint{font-size:11px;color:var(--muted);margin:6px 0 0;line-height:1.4}
.reverse-calc-result{margin-top:10px;padding:10px 12px;border-radius:10px;background:var(--bg-soft);border:1px solid var(--border);font-size:12px;line-height:1.5;color:var(--text)}
.reverse-calc-result.ok{background:#dcfce7;border-color:#86efac;color:#166534}
.reverse-calc-result.no{background:#fef3c7;border-color:#fcd34d;color:#7c2d12}
.reverse-calc-result strong{display:block;font-size:14px;margin-bottom:4px}
.reverse-calc-result button{margin-top:8px;font-size:11px;padding:4px 10px;min-height:0;background:transparent;border:1px solid currentColor;color:inherit;cursor:pointer;border-radius:6px;font-weight:700}
.reverse-calc-result button:hover{opacity:.8}

/* Simple-mode summary card: surfaces the advanced values the engine is using so users
 * in simple mode know what's running. Laid out as a 2-column definition list - label
 * on the left, current value on the right - so it's scannable rather than a dense
 * dot-separated string. */
.simple-summary{background:var(--bg-soft);border:1px solid var(--border);border-radius:18px;padding:14px;margin-top:12px}
.simple-summary .summary-head{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:8px}
.simple-summary .summary-title{font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.simple-summary .summary-switch{color:var(--primary);font-size:11px;font-weight:700;text-decoration:none;white-space:nowrap}
.simple-summary .summary-switch:hover{text-decoration:underline}
.simple-summary .summary-list{margin:0;padding:0;display:flex;flex-direction:column}
.simple-summary .summary-row{display:flex;justify-content:space-between;align-items:baseline;gap:10px;padding:6px 0;font-size:12px;border-top:1px solid var(--border)}
.simple-summary .summary-row:first-child{border-top:0;padding-top:2px}
.simple-summary .summary-row dt{color:var(--muted);font-weight:500;margin:0}
.simple-summary .summary-row dd{color:var(--text);font-weight:700;margin:0;text-align:right}

.row[hidden]{display:none}
.ledger-table .age-year{font-size:.85em;color:var(--muted);font-weight:400;letter-spacing:0;margin-left:2px;white-space:nowrap}
.ledger-table thead .group-row th{position:sticky;top:0;z-index:3;background:var(--group-row-bg);color:var(--group-row-text);font-weight:800;font-size:11px;letter-spacing:.06em;text-transform:uppercase;border-bottom:1px solid var(--group-row-border);padding:8px 9px;text-align:center}
.ledger-table thead .col-row th{position:sticky;top:32px;z-index:2;background:var(--table-head-bg);color:var(--table-head-text)}
.ledger-table .group-cell.expandable{cursor:pointer;user-select:none}
.ledger-table .group-cell.expandable:hover{background:var(--group-hover-bg)}
.ledger-table .group-cell.expandable:focus{outline:2px solid var(--primary);outline-offset:-2px}
.disclaimer-strip{max-width:1520px;margin:14px auto 18px;padding:12px 28px;font-size:12px;color:#7c2d12;background:#fef3c7;border:1px solid #fcd34d;border-radius:12px;line-height:1.5}
.disclaimer-strip strong{color:#7c2d12}
.secondary-button{min-height:40px;padding:0 16px;font-size:13px;font-weight:700;border-radius:12px;border:1px solid var(--border-strong);background:var(--card-solid);color:var(--text);cursor:pointer}
.secondary-button:hover{background:var(--bg-soft)}
.chart-panel .chart-container{width:100%;height:280px;background:var(--card-solid);border:1px solid var(--border);border-radius:16px;padding:8px}
#wealthChart{display:block;width:100%;height:100%}

/* Scenario export picker modal. Lets users pick which scenarios to include
   in a backup file. Skipped when only one scenario exists. */
.export-overlay{position:fixed;inset:0;z-index:11000;background:rgba(0,0,0,0.45);display:flex;align-items:center;justify-content:center;padding:20px;animation:export-fade-in 0.18s ease-out}
@keyframes export-fade-in{from{opacity:0}to{opacity:1}}
.export-card{background:var(--card-solid);border-radius:14px;box-shadow:0 24px 60px rgba(0,0,0,0.35);max-width:480px;width:100%;max-height:88vh;overflow-y:auto;padding:26px 28px}
.export-card h2{margin:0 0 6px;font-size:20px;color:var(--text);letter-spacing:-0.02em}
.export-card p{margin:0 0 14px;font-size:13px;color:var(--muted);line-height:1.45}
.export-list{display:flex;flex-direction:column;gap:6px;max-height:360px;overflow-y:auto;padding:4px 0}
.export-item{display:flex;align-items:center;gap:10px;padding:10px 12px;background:var(--card);border:1px solid var(--border);border-radius:10px;font-size:14px;font-weight:600;color:var(--text);cursor:pointer;transition:border-color .15s,background .15s}
.export-item:hover{border-color:var(--primary)}
.export-item input[type="checkbox"]{width:18px;height:18px;accent-color:var(--primary);flex-shrink:0;cursor:pointer}
.export-item .export-name{flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.export-item .export-tag{font-size:10px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;padding:2px 8px;border-radius:999px;background:var(--accent-soft);color:var(--tag-text);flex-shrink:0}
.export-bulk-actions{display:flex;gap:14px;margin:10px 2px 0}
.export-link{background:none;border:0;padding:0;min-height:0;font-size:12px;font-weight:700;color:var(--primary);cursor:pointer;text-decoration:underline;text-underline-offset:2px}
.export-link:hover{text-decoration:none}
.export-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:20px}
.export-actions button{min-width:100px}
.export-actions button:disabled{opacity:0.5;cursor:not-allowed}
@media(max-width:540px){.export-card{padding:22px 18px}.export-card h2{font-size:18px}.export-actions{flex-direction:column-reverse}.export-actions button{width:100%}}

@media(max-width:1180px){.dashboard{grid-template-columns:1fr}.kpi-panel{position:static}.scenario-tiles{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:760px){.topbar{padding:12px 16px;flex-wrap:wrap;gap:10px}.topbar-nav{width:100%}.topbar-nav a{flex:1;text-align:center}.hero{padding:22px 16px;flex-direction:column;align-items:stretch}.dashboard{padding:0 16px 20px}.scenario-tiles{grid-template-columns:1fr}.row{grid-template-columns:1fr 1fr}.row.headers{display:none}.table-scroll{max-height:70vh}}@media print{body{background:#fff}.topbar,.hero,.kpi-panel,.scenario-tiles,.disclaimer-strip{display:none!important}.dashboard{display:block;padding:0;max-width:none}.panel{display:block!important;box-shadow:none;border:0;padding:0}.table-scroll{max-height:none!important;overflow:visible!important;border:0}table{width:100%!important;font-size:10px}th,td{padding:4px}tr{page-break-inside:avoid}@page{size:A4 landscape;margin:12mm}}
